Running a business can be an exciting way to earn money, provide useful goods and services to your community, create jobs, and serve as a platform for personal creative expression. However, in addition to the opportunities it provides, business is also full of risk. Successful businesses use a variety of tools to manage their risks.
Read MoreThe fast-paced nature of the startup world means that entrepreneurs often overlook the insurance products necessary to help protect a growing company. But simply telling your board “We have insurance” does not mean it is the appropriate insurance for your particular company or that the policy is being properly utilized. Insurance should be viewed as, and maximized like, any other company asset.
Read MoreMany employers may not start thinking about health insurance until this fall when open enrollment begins creeping up. But if your premiums got bumped up a bunch this year -- and mine sure did! -- you know that next year will almost certainly be just as bad. It’s time to start thinking about this now, because there are two big options you should at least explore.
Read MoreUnderstand what your policy will – and won't – cover after a flood, fire or other unforeseen events.
Read MoreBy 2026, about 30% of individuals ages 65 through 74 — and about 11% of the 75-and-over crowd — are expected to be in the labor market. If you are going back to work and your employer’s health-care plan qualifies as acceptable primary coverage, you are permitted to drop Medicare and re-enroll down the road. Just because you can, it doesn’t mean you should.
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